Stop paying the 60% tax trap
Earning over £100k? Track your income, forecast your tax bill, and see exactly how much to put in your pension to reclaim your personal allowance.
Features
Financial Clarity in Every Slip.
Track & Forecast Earnings
Automated income tracking from payslips and interest.
Upload your payslips and track interest income. See your year-to-date earnings and forecast your total income for the financial year to plan ahead.
Tax Owed or Refund
Know exactly what you owe or are owed by HMRC.
Get real-time insights into how much tax you owe or should claim back from HMRC based on your earnings and deductions.
Personal Allowance Loss
Track allowance lost when earning over £100k.
See exactly how much of your £12,570 personal allowance you're losing (£1 for every £2 over £100k) and the true 60% marginal tax rate impact.
Pension Contribution Strategy
Calculate optimal pension contributions.
Discover exactly how much to contribute to your pension to bring your adjusted net income below £100k, reclaiming your full personal allowance and avoiding the 60% tax trap.
Expert Tax Planning
Escape the UK Tax Trap.
For high earners between £100,000 and £125,140, the effective tax rate hits 60% as your personal allowance is withdrawn.
TaxTracing automatically monitors your adjusted net income, warning you before you hit the threshold and suggesting pension contribution adjustments to reclaim your allowance.
Based on a sample additional rate taxpayer making optimised contributions.
Private. Secure. Simple.
Your financial data is yours. We use bank-grade encryption and secure AWS storage to ensure your payslips and income data are always protected.
Who Benefits
Built for UK High Earners
High Earners (£100k+)
Earning over £100,000? You're losing £1 of your personal allowance for every £2 earned above this threshold, creating an effective 60% marginal tax rate.
High-Earning Parents
Earning £50,000-£60,000+ and receiving Child Benefit? The High Income Child Benefit Charge means you'll need to repay some or all of it—but strategic pension contributions can help.
Contractors & Multi-Income
Multiple income streams from employment, dividends, and interest? Track everything in one place to understand your true tax position and avoid surprises.
Ready to optimise?
Join hundreds of UK professionals taking control of their income and taxes today.